Wow, Yeah, Unfortunately I Need to Go Car Shopping — What Now?

My condolences. Seriously, car shopping sucks. Here are a few lessons we picked up to make it less sucky, mostly focused on buying from a dealership (for Craigslist shopping, LifeHacker has you covered).

[This is a continuation of our previous article, Why Did We Just Spend $1150 Repairing Our $500 Car?, which you should totally check out if you haven’t already read it.]

Get a Burner Phone & Spammy Email

We love to shop around for the best rates, and dealers love to spam with calls and emails. I initially inquired about new car prices just for the hell of it on TrueCar (meaning I had to give an email and phone number), and I instantly got six different emails from four different dealerships. Months later, and some of them still haunt my voicemail. Take a note from drug dealers and get yourself a burner phone.

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Chromebook

To Chromebook or Not to Chromebook

I just got a new computer. And I love it.

I primarily wanted something for writing (this blog + other random projects), and for general checking email, browsing the web and the like. I needed something lightweight and portable, something I could pick up on a whim for hours of creation. I went with a Chromebook and am very happy with my decision.

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Saving Money on Money (International Transfers)

This is not a sponsored post, but there are affiliate links to TransferWise, a company we enthusiastically support and reached out to.

I love technology. So much information at our fingertips, such almighty power compared to twenty years ago. So why is so much banking technology awful? At work I could spin up a network of VMs in minutes, so why does it take multiple days to make a transfer of funds from one bank in Massachusetts to another bank in Massachusetts? Why? Why does it need to be that way?

The worst culprit by far has been international transfers and exchanges. We have family outside of the US, and occasionally we like to send money overseas. Our first experience with transferring money was just painful. We searched around, trying to find the best combination of rate and fee for our use case.

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$4/mo Smart Phone Plan

While there are quite a few things we’re willing to spend extra money on, cell phone service plans are most certainly not on that list.

We spend a whopping $4/mo per phone, which includes hours of talking, dozens of texts daily, and mobile data. Here’s how.

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Lazy Grocery Shopping at $300/mo

We do not take extensive inventory of the fridge or the cupboards before heading out, and we certainly do not go in with shopping lists. We practice lazy, but frugal, grocery shopping. On a typical month, we spend right around $300/mo on groceries, and when we used to really cut back, we spent slightly over $200/mo on groceries for the two of us. For context, the USDA “Thrifty” food plan for a two adult family is $386.40 as of April 2016.

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